Florida Insurance Claim Alert

Insurance Claim Denied, Delayed, or Underpaid?

You May Be Owed Thousands. Speak With an Insurance Lawyer and Property Damage Claim Attorney Today.

No Fees Unless We Win
Millions Recovered for Clients
Serving Florida Homeowners & Business Owners
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⚠️ Time limits apply. Waiting could cost you your claim.

Insurance companies delay, deny, and underpay claims every day.

"You paid your premiums — now it’s time they pay you."

When your carrier refuses to pay what your policy requires, you may need more than another phone call with an adjuster. You may need a lawyer to fight insurance company tactics, review your policy, document the damage, and pursue the compensation you deserve.

Wites & Rogers helps policyholders with denied, delayed, disputed, and underpaid insurance claims involving property damage throughout Florida. If your insurance company denied or underpaid your claim, our team can review your situation and explain your options.

Types of Claims We Handle

Fire Damage

Mold

Plumbing Leak

Pipe Burst

Roof Claims

Storm Damage

Theft and Vandalism

Water Damage

Wind Damage

Hurricane Damage

Bad Faith & Insurance Disputes

Your Insurance Company Has Lawyers. You Should Have One Too.

Insurance companies are supposed to investigate claims fairly, communicate honestly, and pay covered losses in good faith. Unfortunately, many policyholders face delays, lowball estimates, confusing denials, or pressure to accept less than their property damage claim is worth.

If your insurance company denied or underpaid your claim, our team can review your situation and explain your options. Wites & Rogers can help you understand whether the insurer acted improperly and what steps may be available to challenge the decision.

We represent homeowners, condo owners, business owners, and property owners facing denied or underpaid claims after storms, roof damage, water losses, fire damage, and other covered events.

Common Insurance Company Tactics

  • Claiming the damage is not covered by your policy
  • Offering a settlement far below the true repair cost
  • Delaying payment while your property damage gets worse
  • Blaming wear and tear instead of storm, water, fire, or roof damage
  • Paying only part of the claim and ignoring contractor estimates

Denied or Underpaid Property Damage Claims

A denied or underpaid claim can leave you paying out of pocket for repairs your policy should cover. Whether your loss involves a home, condo, commercial property, or real estate investment, an experienced insurance claim dispute lawyer can help protect your rights.

Denied Claims

Disputed Claims

Underpaid Claims

Fighting Insurance Companies After Property Damage

Property damage claims can become complicated quickly. The insurance company may send its own adjuster, dispute the cause of loss, question repair estimates, or argue that only part of the damage is covered. When that happens, many policyholders begin searching for a public adjuster or lawyer because they need someone who understands how to challenge unfair claim decisions.

Our law firm can provide you with the same services that you would receive from a public adjuster, and you get the benefit of a law firm representing you from the very start of your claim.

Wites & Rogers assists clients with submitted insurance claims to their insurance company and, when necessary, suing the insurance company for property damage. Not every dispute requires a lawsuit, but having a legal team involved can force the carrier to take your claim seriously, preserve critical evidence, and respond to your demand for full and fair payment.

We also help business owners who need a denied commercial insurance claim lawyer after property damage interrupts operations, affects income, or creates expensive repairs. Commercial policies may include complex coverage terms, deductibles, exclusions, endorsements, and deadlines that should be reviewed carefully before accepting a denial or low settlement.

Whether you need a lawyer to fight your insurance company for denials, underpayments, delays, and/or bad faith practices, our property damage legal team is ready to evaluate your case.

How We Help With Denied, Delayed, and Underpaid Claims

Our goal is to make the insurance dispute process clearer, stronger, and less stressful for you.

1

Free Case Review

Tell us what happened, when the damage occurred, and how the insurance company responded.

2

Policy & Damage Review

We evaluate the denial, underpayment, estimates, photos, reports, and policy language.

3

Claim Strategy

We determine whether negotiation, additional documentation, litigation, or another legal step may be appropriate.

4

Fight for Payment

We pursue the compensation available under your policy and the facts of your claim.

Wites and Rogers Law Firm team

Experienced. Dedicated. Aggressive.

"We use our experience, skill, resources and dedication to obtain the best possible results for our clients."

Wites & Rogers was founded in 2001 by Marc A. Wites. Since then, the firm has helped many families obtain justice through multi-million dollar verdicts and settlements.

Representing Only The Injured

A Law Firm Built to Fight for Clients

The firm’s attorneys are dedicated to offering the highest caliber legal representation in federal and state trial and appellate courts, as well as in arbitrations.

Wites & Rogers also represents clients outside Florida and has litigated class actions and serious injury and wrongful death cases in New York, New Jersey, Illinois, Missouri, Oklahoma, and California.

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Verdicts & Settlements

$327,000 — Water Damage From Broken Pipe
Insurance Company Offered: $0

$106,000 — Hurricane Irma Home Damage
Insurance Company Offered: $76,000

$41,257.85 — Hurricane Irma Home Damage
Insurance Company Offered: $0

$40,000 — Hurricane Irma Home Damage
Insurance Company Offered: $0

$20,000 — Roof Damage From Wind & Rain
Insurance Company Offered: $0

$16,000 — Water Damage In Bathroom
Insurance Company Offered: $0

Why Choose Wites & Rogers?

Choose a law firm that is well-established, experienced, and has demonstrated its ability in the courtroom.

Proven Results

The firm has recovered millions of dollars for clients throughout the country.

Proven Litigators

Marc Wites has fought and won cases all the way to the Florida Supreme Court.

Available 24/7

The firm always has an attorney or paralegal available for new cases any time, day or night.

Supporting The Community

Through class action settlements and donations made directly by the firm, Wites & Rogers has donated hundreds of thousands of dollars to organizations including The American Cancer Society, The American Heart Association, The Alzheimer’s Association, Camp Boggy Creek, Hugs for Kids, Broward Children’s Center, Kids in Distress, and local youth sports teams.

The firm’s success is founded on the belief that every client’s case is important and should be pursued until the best possible result is obtained.

Client Testimonial

“The professionalism and service at this firm are unmatched! There is someone updating you constantly on the status of your case, and everyone in the office is extremely knowledgeable!”

— Christina

Filter Criteria

Do You Qualify?

We maximize our resources for the most serious cases. We typically handle claims:

  • Over $100,000 in damage
  • Covered by a valid insurance policy

If We Don’t Win, You Don’t Pay Us

Our consultation is free. If we accept your case, we will prosecute your case on a pure contingency-fee basis, which means you will not be obligated to pay attorney fees or reimburse costs unless we obtain money for you.